Reforming the Credit Reporting Industry


NEW YORK (TIP): Thanks to a settlement with the Attorney General, the three leading national credit reporting agencies will now improve credit report accuracy; increase fairness in resolving consumer disputes of credit report errors; and protect consumers from unfair harm to their credit histories due to medical debt. It has been widely reported over the last few years that there are gross inaccuracies that can be found on the average consumer’s credit report. Mistakes like these can misrepresent a consumer’s creditworthiness and routinely block people’s access to housing and jobs, particularly low income people and people of color. The Attorney General’s agreement will reform the entire industry and provide vital protections for millions across the country. The Attorney General also offered important tips for consumers looking to check their credit report.

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